Your Privacy Matters to Us

Privacy Policy Effective Date: August 30, 2026 Electric Ride Insurance ("Electric Ride Insurance," "we," "us," or "our") respects your privacy and is committed to being transparent about how we collect, use, disclose, and protect personal information. Electric Ride Insurance is a marketing and lead-generation service operated by Monarch Marketing LLC. We are not an insurance company, insurance agency, insurance broker, or insurance provider. We do not underwrite insurance policies or make decisions regarding coverage, eligibility, rates, or policy terms. When you submit a request for insurance information through Electric Ride Insurance, we may provide your information to participating insurance providers, insurance agencies, brokers, and other insurance-related partners that may contact you regarding insurance products, quotes, coverage options, and related services. Because our business involves connecting consumers with insurance-related companies, your information may be shared with or provided to third parties for compensation. 1. Information We Collect We may collect personal information that you voluntarily provide to us when you use our Website, submit an insurance request, or otherwise communicate with us. Depending on how you interact with Electric Ride Insurance, this may include: Personal and Contact Information First and last name Email address Telephone number ZIP code State of residence Electric Ride Information Type of vehicle, such as e-bike, e-scooter, or electric motorcycle Vehicle make Vehicle model Vehicle year Approximate vehicle value Primary use of the vehicle Current insurance status Information about your insurance needs and purchase intent Communications and Requests If you contact us directly, we may collect information contained in your communications, including information you provide when submitting a privacy request or asking questions about our services. Information Collected Automatically When you visit our Website, certain information may be collected automatically by us or by third-party services we use to operate, secure, analyze, or improve the Website. This may include information such as: IP address Browser type Device type Operating system Pages visited Referring webpage Date and time of Website activity General Website usage information Cookies and similar technologies, where used We may use cookies or similar technologies to support Website functionality, security, analytics, and performance. 2. How We Use Personal Information We may use the information we collect for purposes including: Providing the insurance-related information or connections you request Connecting you with participating insurance providers, agencies, brokers, and other insurance-related partners Helping participating providers determine whether they may be able to assist you Facilitating requests for insurance quotes or coverage options Communicating with you regarding your request Responding to questions and customer-service inquiries Processing and responding to privacy requests Maintaining and improving our Website Monitoring Website performance and security Detecting and preventing fraud, abuse, or other unlawful activity Maintaining business records Complying with applicable legal obligations Enforcing our Terms & Conditions and protecting our rights Evaluating and improving our marketing and lead-generation activities We may also use information for other purposes that are disclosed to you at the time the information is collected or that are otherwise permitted by applicable law. 3. Sharing and Disclosure of Personal Information We may disclose personal information to categories of third parties including: Participating Insurance Providers We may share your information with insurance companies and other insurance providers that may be able to offer insurance products or coverage options. Insurance Agencies and Brokers We may share your information with licensed insurance agencies, brokers, and other insurance professionals who may contact you regarding insurance products or services. Insurance-Related Partners We may share information with other companies that participate in our lead-generation or referral programs or provide services related to insurance products. Service Providers We may disclose information to vendors and service providers that help us operate our Website and business, including providers of: Website hosting Form and database services Customer relationship management Email and communications Analytics Advertising and marketing Data storage Security Payment processing Business administration These service providers may access personal information only as reasonably necessary to provide services to us or as otherwise permitted by law. Legal and Business Purposes We may disclose information when reasonably necessary to: Comply with applicable law, regulation, legal process, or government request Protect our rights, property, or safety Protect the rights, property, or safety of others Detect or investigate fraud or security issues Enforce our agreements Support a merger, acquisition, financing, sale of assets, reorganization, or other business transaction 4. Sale or Sharing of Personal Information Electric Ride Insurance operates a lead-generation business model. When you request insurance options through our Website, we may provide your personal information to multiple participating insurance providers, agencies, brokers, and other insurance-related partners. We may receive monetary compensation or other valuable consideration for leads or referrals provided to these companies. Depending on the applicable law and the circumstances, providing personal information to third parties for monetary or other valuable consideration may constitute a "sale" of personal information. Certain disclosures or transfers of information for targeted advertising or other purposes may also constitute "sharing" under applicable privacy laws. If applicable law provides you with the right to opt out of the sale or sharing of your personal information, you may exercise that right through our Do Not Sell or Share My Personal Information page. You may submit a privacy request by emailing: support@electricrideinsurance.com 5. Your Privacy Rights Depending on your state of residence and applicable privacy laws, you may have certain rights concerning your personal information. These rights may include: The right to know what personal information we collect, use, disclose, or sell The right to request access to personal information The right to request deletion of personal information, subject to applicable exceptions The right to request correction of inaccurate personal information The right to opt out of the sale or sharing of personal information The right to limit certain uses or disclosures of sensitive personal information, where applicable The right to obtain information about the categories of third parties with whom personal information is disclosed The right not to receive discriminatory treatment for exercising applicable privacy rights Not every right is available to every consumer, and certain exceptions may apply. 6. How to Submit a Privacy Request To submit a privacy request, please fill out the Opt-Out Request or please email: support@electricrideinsurance.com Please include: First Name Last Name Email Address Phone Number The type of privacy request you are making For example: "Do Not Sell or Share My Personal Information" or "Request to Delete My Personal Information" or "Request to Know What Personal Information You Have About Me" We may request additional information when reasonably necessary to verify your identity or locate the information associated with your request. We will use information provided for verification only as reasonably necessary to process your request and as permitted or required by applicable law. You do not need to create an account or purchase an insurance product to submit a privacy request. 7. Do Not Sell or Share My Personal Information If applicable privacy law gives you the right to opt out of the sale or sharing of your personal information, you may exercise that right through our Do Not Sell or Share My Personal Information page. You may also submit an opt-out request by emailing: support@electricrideinsurance.com Where required by applicable law, we will process recognized universal opt-out preference signals, including Global Privacy Control (GPC), as a request to opt out of applicable sales or sharing. California businesses subject to the CCPA that sell or share personal information are required to provide consumers with a clear opt-out mechanism, and the CCPA recognizes GPC as a method for communicating an opt-out preference. 8. California Privacy Rights If you are a California resident and the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"), applies to our processing of your personal information, you may have additional privacy rights. These may include the right to: Know the categories of personal information we collect Know the purposes for which personal information is collected or used Know the categories of sources from which personal information is collected Know the categories of third parties with whom personal information is disclosed Request access to personal information Request deletion of personal information, subject to exceptions Request correction of inaccurate personal information Opt out of the sale or sharing of personal information Limit certain uses and disclosures of sensitive personal information, where applicable Exercise privacy rights without unlawful discrimination The CCPA requires covered businesses to provide consumers with information about their privacy practices and how consumers may exercise applicable rights. To submit a California privacy request, contact: support@electricrideinsurance.com 9. Categories of Personal Information Depending on how you interact with us, the categories of personal information we may collect include: Identifiers, such as name, email address, telephone number, and IP address Contact information Internet or electronic network activity information Geolocation information at a general level, such as ZIP code or approximate location Commercial or transaction-related information, such as information about your insurance interests or vehicle Inferences or information relating to your preferences and insurance needs Other information you voluntarily provide to us We do not ask consumers to provide Social Security numbers, passwords, credit card numbers, or other highly sensitive financial credentials through our insurance request form. 10. Retention of Personal Information We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including providing requested services, maintaining business and transaction records, complying with legal obligations, resolving disputes, enforcing agreements, and protecting our rights. Retention periods may vary depending on the type of information and the purpose for which it was collected. When personal information is no longer reasonably necessary for these purposes, we may delete, anonymize, or otherwise dispose of it in accordance with applicable law and our business practices. 11. Security of Personal Information We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmitting or storing information over the Internet can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security of information transmitted to or through our Website. 12. Third-Party Websites and Services Our Website may contain links to third-party websites, including websites operated by insurance providers or other partners. We are not responsible for the privacy practices, security, content, or policies of third-party websites. We encourage you to review the privacy policy of any third-party website before providing personal information. Once your information has been provided to a third party, that company's handling of your information may be governed by its own privacy policy and applicable laws. 13. Children's Privacy Our Website and services are intended for adults and are not directed toward children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13 without appropriate authorization, we will take reasonable steps to delete the information. 14. Do Not Track Some web browsers may provide a "Do Not Track" signal or similar browser setting. Because there is currently no universally accepted standard for responding to all Do Not Track signals, our Website may not respond to every such signal. Where applicable law requires us to recognize a privacy preference signal, we will process the signal in accordance with applicable law. 15. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our business practices, technology, legal requirements, or privacy practices. When we make changes, we will update the Effective Date at the top of this Privacy Policy. We encourage you to review this Privacy Policy periodically to remain informed about how we handle personal information. 16. Contact Us If you have questions about this Privacy Policy or our privacy practices, please contact us: Electric Ride Insurance Operated by Monarch Marketing LLC Email: support@electricrideinsurance.com Website: ElectricRideInsurance.com For privacy-rights requests, please use support@electricrideinsurance.com and clearly identify the type of request you are making. © 2026 Electric Ride Insurance. All rights reserved. Electric Ride Insurance is a marketing and lead-generation service and is not an insurance company, insurance agency, insurance broker, or insurance provider. Insurance products and coverage are offered by independent, licensed insurance providers. Coverage availability, eligibility, pricing, and policy terms vary by provider and location.