Insurance Disclaimer

Effective Date: August 30, 2026 Electric Ride Insurance is a marketing and lead-generation service operated by Monarch Marketing LLC. Electric Ride Insurance is not an insurance company, insurance agent, insurance broker, underwriter, or carrier and does not sell, issue, bind, or administer insurance policies. Insurance Providers Electric Ride Insurance connects consumers seeking insurance for e-bikes, e-scooters, electric motorcycles, and other qualifying electric rides with independent, licensed insurance providers and insurance-related partners. When you submit a request for insurance options through our Website, the information you provide may be shared with multiple participating insurance providers, insurance agencies, brokers, or other insurance-related partners that may be able to assist with your request. These providers operate independently from Electric Ride Insurance and are responsible for their own products, services, underwriting decisions, eligibility requirements, pricing, coverage, policy terms, exclusions, and claims. No Guarantee of Coverage Submitting a request through Electric Ride Insurance does not guarantee that you will receive an insurance quote, be eligible for coverage, or obtain an insurance policy. Insurance availability and eligibility may depend on factors including, but not limited to: Your state or location Type of electric ride Make, model, and year Vehicle value Intended use Driving or riding history Prior insurance history Claims history The insurance provider's underwriting requirements Each insurance provider independently determines whether to offer coverage and on what terms. Insurance Quotes and Pricing Any quote, rate, premium, coverage option, or policy information provided by an insurance provider is determined by that provider and may be subject to additional information, verification, underwriting, and eligibility requirements. Electric Ride Insurance does not determine or guarantee insurance premiums, deductibles, coverage limits, policy terms, or availability. You should review all quotes, policy documents, exclusions, limitations, and terms directly with the applicable insurance provider before purchasing coverage. No Insurance Advice Information provided on Electric Ride Insurance is for general informational and marketing purposes only and does not constitute insurance, legal, financial, or other professional advice. Electric Ride Insurance does not recommend or guarantee that any particular insurance provider, policy, product, coverage, price, or option is appropriate for your individual circumstances. Third-Party Providers Electric Ride Insurance may receive compensation from participating insurance providers or other partners for leads, referrals, or marketing services. The participation of an insurance provider on or through Electric Ride Insurance does not constitute an endorsement, recommendation, or guarantee of that provider or its products. Once you interact directly with an insurance provider, your relationship with that provider is governed by the provider's own terms, policies, and disclosures. Important Notice Insurance laws, requirements, products, pricing, and availability vary by state and may change over time. For questions regarding a specific insurance policy, quote, coverage, eligibility, claim, or insurance requirement, you should contact the applicable licensed insurance provider or insurance professional directly. Electric Ride Insurance is a marketing and lead-generation service and does not itself provide insurance coverage. © 2026 Electric Ride Insurance. All rights reserved.